$ and moral

Classes from 3 to 4.30 today for literature which is such a boring sub and continued with Moral classes from 5.00 to 8.. OMG 3 hours,but i entered around 6 :) save an hour, but still too boring and to make things worst, stupid college wifi down.. as usual.

And Moral studies, lecturer was than commenting about how many out there actually chooses your partner using the bottom of your heart rather than the exterior.
And this is when one of the student was quoted saying , " $$$ talks, Bullshit works'.

As much as we hate to agree, but I guess that that's how the world is isn't it? I dunno about you guys, but if you guys were to ask about my honest opinion, i would say , unfortunately yes. I am not here to say, beauty, $$ , rules. But again I would say, it does play an important factor isn't it? Perhaps at the beginning stage.

Frankly speaking, this apply to both guys and girls, if an ugly guy, with gold hair and tattoo all over comes to you to get your number, what would your response be? See?? We would not know whether he has a heart of gold , but the first impression itself has already block us from trying to get to know him or her better.

And there is girl that say, it seems like lecturer is generalizing girls, as though that all girls are like that :) As a guy, I know I shouldn't be saying such thing, but i personally feel that in terms of looking from the outside, guys are definitely the ones that look on the outside more than the girls :)

But again, its very subjective, have you guys met anyone at your age that offers 'services' just to earn an additional income?

But what say you, if i were to tell you that you can definitely find such ppl , and trust me, you wouldn't have believe, if it wasn't from someone that you are close with that told you :) ntg beats a true story isn't it?

And just a random joke we can always hear

If your father is poor,
Its not your fault,
But if your father-in-law is poor,
Thats your stupidity

$ makes the world goes round .

And another issue that he touch on was our moral obligation. For example, if u are an accountant, would you help your company to try to project a lower turnover rate for the income tax department so that company wouldn't need to pay so much for income tax? Morally we shouldn't rite? But come on, that's what accountants are hired for isn't it?

And one thing that caught my attention was when he was saying , so is it right for us to buy stocks today and selling it tomorrow? Buying stocks main purpose is to be a small shareholder of a company , and according to him, buying today and selling off tomorrow is like gambling. So morally its wrong.

Its a very subjective point i would say, no doubt its a form of earning quick bucks, but i personally don't see any wrong, if i would be able to buy the company share at 50 cents and someone offered to buy it at 80 cents the next day, I don't see any reason why it is wrong to sell it off :) But of course, those big players that are manipulating share prices would definitely be another different scenario , we too do have few infamous business personality that manage to earn a big fortune those days by buying one lump sum and dumping it when prices of it rises after being 'goreng' and speculated.

After all like any other stocks books that we read, we know that the market if often irrational and prices of stocks often doesn't portray the company's true value, and we can often find prices of some share that is trading way high above the actual value of the company.
And if you guys have been reading stocks book , you guys will definitely know that 10 over 10 stock markets gurus will say, emotion and greed is what the stock market is made up of.

Greed of jumping into a company stock when we see prices raising from 10 cents to 50 cents in days, heavy volume of trading, makes we greedy people to rush in even if prices reaches 60 cents, as we believe and thought that we might be able to get our self out of the stock at 90 cents, but again, without proper sell-off target, we might get greedy and even start buying more even if it reaches 90 cents, in hoping for it to reach the dollar mark.

But as the saying goes, market is irrational and there would be times where the market is than adapting to its original state and that is where, blind investors ( mostly speculators ) would get the FEAR as ppl starts dumping shares as prices of the company is falling. And at most point, is not a surprise as the company true value might only be 20 cents.

So, speculating would be a way to earn, but make sure we jump into the boat just when the bull is starting to run and make sure we leave before we have a bear market.

:) just my 2 cents of opinion.

But again, $ rules, and without $, knowing so much would just be a general knowledge :P

For those who doesn't want to take a risk, but at the same time want to beat the inflation rate, ( putting at the bank simply means decreasing ur money, as inflation rate is much higher than the bank interest rate )
perhaps the best and safest bet would be buying gold? :) get urself to the nearest Maybank if u guys wan and can check it out urself, min purchase is 5g if i am not wrong :)

Ok enough of crap

Anyway there are things that are very weird when we say it, but when you actually come to think of it again, there's some sense in it :)

1) Once you have bought something, you will find the same item being sold somewhere else at a cheaper rate . True?

2) When in a queue, the other line always moves faster and the person in front of you will always have the most complex of transactions.

3 ) The door bell or your mobile will always ring when you are in the bathroom

4 ) Irrespective of the direction of the wind, the smoke from the cigarette will always tend to go to the non-smoker


And the other day after club, me and my friend was talking in the car, and we came up with a conclusion that, we have both the rich and the poor in Klang, but for places like damansara, we can bet that ppl there will not be how poor.. They might not be as rich as others, but trust me, they are definitely not poor compare to many others. a little too generalize?

I further agree this when i was driving around damansara housing area, and yea, take a drive down if you guys disagree :)

Thats why u seldom hearing me going down to places like Sri Hartamas, for me, thats a high end places, not my type, and we cannot afford to spend such money :) cause i remember once i went there for Doarae ( dunno spell rite or not ) it was my birthday they ask me where i wanna go, i say there, cause i know peace they all like to eat there, and while they eating, i went down try hunting for fastfood , but tak dapat cari, so ended up eating one mamak shop, and omg, its so freaking expensive.. oh ya, the place i went, even parking around the shoplots also need to pay :) private land i guess?

:) lost almost 250 last night :)

And once again, i think paying nearly 300 this year for a good lesson just to prove my point :)

I always believe, if u take out 50 bucks and play 5 bucks per round, and lose it all, its just so not your day, as I feel even if u take out another piece or 2 piece of 50 bucks, at the end of the day, you will still lose it all. ( tried alot of times )

Anyway dont wanna talk about the losing streak :) wats pass is pass.. 2012 will be a better year :P ( friend commented on my fb status )

Afterall i have never believe in earning easy money through gambling. :) for me, its either u do an investment or u work hard , thats the way to earn a living :) easy money for me only comes from , stocks , forex , mlm? all this i believe its possible ( of course depending on how much effort we put in to understand )

Anyway whole body aching, cause semalam slept on the floor with only a thin layer of mattress , cannot sleep, cause reli uncomfortable.. ( plus my hard earned money :P )

Anyway lunch just now, my mom came and join us and we were chit chatting 3 of us , plus Peace, and i was commenting that long time got no rich malay ppl that let me earned :(

And mom was telling even those rich ppl buy those necessary security also sometimes think twice or even rather dun wanna fix cause wanna save money ..

And just before she finish her sentence, she added, Think everyone like U ar, buy shirt like that..Think everyone so rich ar... And i was like ............................... ????????? :)nvm nvm, alot ppl misunerstand my financial status, just because of my baju, those who want to know the truth, can ask Peace, no one knows better than her.

I have never doubt my ability in shop, but not i earn punya ma :( i sometimes got la ..

Than we were talking about Bak Kut Teh and than again after ending her sentence, she was quoted saying, you go and ask around, see if there is any students that eat more Bah Kut Teh than U!.. cause we were saying, why bah Kut teh so expensive.

Again, kena say :( In my heart i was thinking, aiyo at least i dun spend on those korean and japanese food ma, expensive like hell :(

haiz. kla gtg , came out for class quite long d, time to get in, not later like yesterday, after break i din enter cause finishing, lecturer mark my attendance 0 @#!@%$@%@

So not in a good position right now.. Reli feel so dam sien, not boring punya sien, but i mean whole person..

Imagine, i was freaking hungry, but i cannot even finish a small rice just now...

Anyway lazy to blog about it.

2 random questions i want to answer

Ppl often ask me ;



Question : Why everytime I enter your car, you also listen to the same cd, all freaking old chinese songs, and sometimes those guitar instrumental/



My answer : If you have already spend almost 3k for ur car audio, do you think you will be listening to those clubbing cd you bought at the pasar malam often?



Of course i would listen to those Teresa Teng songs, those audiophile cd, which i only have one that i manage to pinjam from my cousin. Its the clearity of the sound that matters, rather than what songs it is playing.. Too bad i cnt afford an audiophile cd, if i can i can also buy few others

:( but trust me, if you were in my shoes, i bet you guys would do the same, listening music as how the artist intended it to be heard...

Listening to every breath of the singer, the vocal and especially the guitar, as though as there is someone playing it right in front of you, this is what we want to listen :) ( mine consider sap sap, i hear my cousin and his dad de, omg, poison, ) its so freaking clear and u can just imagine Teresa Teng singing in front of you...



Second question ppl ask me

Question : Why you buy until 2 Tommy Hilfiger baju, and eventhough the size S is still so big

Answer : Who wouldnt want a Burberry if they can afford too.... Simple answer :)


Just comfirm that i will be flying off on Sunday 6 am and leaving back on a Friday 11 am flight ( why so early fly back :( )

which means i will be back on Fri nite , and sorry to Jl i wouldnt be able to make it to his 21st birthday BASH @ MIST CLUB BANGSAR :P

CNY is nearly over and till date i am still losing 80 bucks :) guess tonight will be last nite to see if i can win back

heart pain? a little , but thats gambling, u win 200 u wont feel the joy, but u lose 50, heart pain, but i always beleive gambling is just transfering your money to another bank acc, in the long term, ur money is still turning around, some loses ... guess everybody losses in the long term :)

Btw just to make things worst, tomorrow i have classes 2 classes , and one of it is from 5 pm to 8 pm... on a CNY??? @#@$%@!^!&

I know i know, that there are much more unfortunate ppl out there, but human nature, we just cant stop complaining about this about that... and etc..

Been coming back in the wee hours for the last few days d...... haiz CNY is all about one group of friend visiting from house to house just to catch up ( less ) but more towards gambling...

But its still a good thing, how often can we have a chance to have a group of friends , sitting down together till so late, and most importantly after gambling, having a mini convoy to mamak.. but a group of friends driving, simply means, wasting petrol for unnecessary speeding :) wat do u expect , somemore those type of time dont have car.. so it will definitely be pressing the pedal to the metal.... but max also 160 , need a very long road only can reach 170...

chaoz, time to enter class

Its already 4 am in the morning :)

Just got back from gambling and mamak for supper

Lost 30 bucks :( and one reason why i hate going mamak for makan is because so expensive.. spent 8 bucks :( somemore not full.... rather drive further for chinese food :(

Anyway its already the 6th day of CNY and i will be leaving for Guilin in another few more days, so lets just hope can earn some money from gambling yea :) hehe

In a neutral state, at one side, looking forward for my trip, but on another side ............................... cause its already the 6th day of CNY but ................................................ lets just see , another 3 more days...

Life. I really wonder.

went to my dad's friend house..

And than they were discussing about marriage because the girl gets pregnant, which they feel these days is very normal and ntg to be shame of..

And one was quoted saying, its a safer bet , cause alot of ppl, singaporean especially, after getting maried, too busy with working and when they wanna get a baby, their age isnt allowing them to...

No comment on this, as i have already state mine before that is i am definitely AGAINST such act...

Okie, just to end my day, few old old random pic.. and one from the first day of CNY at my grandfather house..

aiks, wanted to upload pic but stupid blogger dunno got wat prob



not one of the best version, but the melody of this song can reli make us feel 'in' :)

Its already the forth day of CNY

And here i am blogging in the noon, thxs to the CHAR BO that ffk me... ishk.. make ppl tukar baju tapi ckp cancel.

Anyway, a random thought of, the cost of living has been increasing drastically ...

And i am sure that most of u would agree too.

We often hear, minyak naik semua naik, gaji tak naik.. the famous quote that we can hear everytime there is an increase of prices for petrol..

But everytime they complain, did they ever thought that we children ( :) ) too are wondering, with the rising of living cost, did our parents forgot to add up the inflation rate when giving us the red packet ? :P haha ... just wondering if anyone of u have thought of it, perhaps they forget to put inflation into the factor while packing the red packet

But no doubt that everything today is so expensive, take a normal 2.0 cc car for example would easily cost u above 100 k... a normal double storey house, especially in Setia Alam would have cost u anywhere between 3xx to 4xx k,

So how would a fresh grad with a basic of 1800 or even 2200 survive? unless u are coming from a more financially stable family, which can afford to give u a car during ur college days, where u can continue using it after graduating..
and this definitely does not apply on me .. i dare say.. it would be starting from zero

Talking about houses, prices of houses at setia alam is definitely being speculated.. prices have been 'goreng' by those wealthier ppl , those aiming to earn a quick money by just exchanging hands..

And i believe its gonna be another dot com bubble like what happen in the late 90's early 20's..

We can already see the effect of property bubble burst in aus in us and in other country, and its only a matter of time before such effect happens, and IMHO, those who are planning to buy to continue speculating, would definitely have a roller coaster ride with their hard earned cash :)

And the million dollar question now would be, when?

All i can say is, lets just hope it happens in the next 4 years, where i think, by the time, most of us would be at the time where buying a house would be on our list.

Starting from zero.

I always say that, during our parents time, we can start from zero, but definitely now...

Why? Those days, u dont need education and u can still make a fortune by venturing into a new business..

But not today, everything is already FIXED..

We chinese can only earn chinese money....

Take an example, every morning when we get up we drive a car, whose AP are we using? the Bumis, when we drive on the road, whose the one getting the contract for constructing the road?
When we pay toll, whose the one getting the license? The Bumis

Its sad but thats the ugly truth we have to face..

I wouldnt say it is not possible to be successful without education today, u can be too, if ur dad is rich and can afford to give u one lump sum of money to start with your own business.. than its possible...

but what i meant here was starting from zero...

teenagers should be our target market i would say if one would be starting up a new business..

look at their expenditure, we are the one doing most of the spending, from buying the latest gadgets to spending on luxury good, and cafes, and clubs....

Starting from scratch is something so.....................................
haiz , dont reli feel like blogging about this issue... plain boring :(

Anyway talking about starting from scratch. even if u have successfully started from the scratch last time, doesnt mean u can hold on to it for a long time

take a look at 2 famous player in the construction market, SP setia ( which is under liew ) and Sunrise which used to be under the Tong family.. sunrise is no new player towards the development of high rise building... Mont Kiara today was developed by??????????

But if we were to take a look at the scenario today, who is the major shareholder of both sp setia and sunrise?

If the gov keep on amending the law, sooner or later all big corporation will be falling into the hands of our lovely bumiputera..

chaoz

life is just so 'FAIR'

Happy CNY :)

First day, at my house :)

OMG, no more becoming banker for me :(
At a point almost losing till 200 d :( Lucky at the end of the day still win 20 bucks :)

than shifted for second round to another friend house, there all play 10 bucks to 50 :(

so i play 10 lo :) play till 5 o clock :) banker belanja makan cause win more than 1 k.

highest bet was 500 one last round, draw, ( not me , my fren ) towards the end all play 50 and 100 :( i still stay low, 20 bucks hehe last round play 30 lo :)

and a fren of mine that loss around 800 was quoted saying, losing so much on the first day of CNY just make your whole CNY look dull :P

which is so dam true :)

so first day income was 80 bucks :) wehee

Second day, took a drive down pyramid, and for the first time, treat peace for canton i.. since got win money :)

Anyway at my house, I was chit chatting with a friend of mine, and i just pop out the question, that girls that arent as pretty as others wouldnt see money as much as those who are prettier when it comes to finding a bf.. ( which is a portion of girls, not generalizing that all girls all like that )

And this is what he replied . " its because they dont really have the chance to be choosy . Which might sound very realistic, but sad to say, we live in a very realistic world.

The world today is just so realistic. Try finding a hot guy with a not so hot girl

But u can definitely find a hot girl with a SO NOT GOOD LOOKING guy $$ this is just how ugly our world is.

Anyway its just a random thought :)

And yea, at times, girls shouldnt feel jealous by seeing others having a much slimmer body , as i believe that they really take and put an effort for what they have today :)

Beauty might be genetic, no doubt, but body size? its amazing how semangat ppl can be both guys and girls ( eventhough girls more ), would just take the initiative just to go to the gym to get their desire outcome :) or some till the extent of not eating .... haiz

Like i say, today, we are living in a realistic and materialistic world :(

Ok, dont wanna blog so much



* hearing this song simply means its already 3 am * wink*

HAPPY CNY TO ALL OF YOU :P

Just do it?

Its the price to pay :(